Jumat, 24 Januari 2014

why is my friend being charged so much on her credit card?

Q. i owe $239 on a lcd lg flat sceen tv. thats on layaway. my friend offered to pay it all off for me on her credit card(capital one). she just called me and told me that the credit card co. just told her that if she spends $2oo she has to pay back $295. is this true? or is she just rying to be a loan shark? thanks for all answers.

A. Layaway? A blast from the past. I didn't know people did that any more. I recently took home an HDTV at Best Buy for 0% interest until August 2011, but even if I only pay $100 per month, I will have it paid off long before then. And I have bought things at Circuit City too for 0% interest (maybe why they went belly up).

As mentioned, as part of new credit card regulations they may have to tell her what it would cost to pay it off if she only make minimum payments, since they are required to disclose that now on statements. That is because some people with no financial smarts didn't realize what it would actually cost them if they only make minimum payments, instead of paying it off as rapidly as possible.


Is having the contrast set high on a LCD HDTV a bad thing?
Q. I have a Samsung LND630 (2011) 1080p 120hz and i have the contrast set to 96/100 and brightness at 43/100. It looks great and one of the contrast tests i used showed it being ok and not losing any white detail. I just wondering if having it that high is still not good and is there another test i an try?
using these settings with my ps4

A. Well that's sort of an opinion because it is set so what you're liking everyone's eyes are different so whatever appeals best to you is what you should go for but mostly with the brightness or contrast very high it will consume more power. The tv should have presets maybe like power saving or dynamic etc.





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